House Fire Recovery: Your First 48 Hours as a Homeowner

September 23, 2025
JT Lehman
House Fire Recovery Blog

Nobody ever expects to stand on their front lawn watching flames consume their home. But here in the Austin area, house fires happen more often than we'd like to think. Whether it's an electrical issue during one of our Texas thunderstorms or a kitchen accident that got out of hand, the aftermath can feel overwhelming.

We've seen it countless times over our 10+ years in the restoration business. That's why our team at Texas Certified Restoration wants to walk you through what really matters in those crucial first 48 hours after a fire. Think of this as your roadmap when everything feels chaotic. And yes, we know it's a lot to process when you're running on adrenaline and probably haven't slept, but taking the right steps now can save you months of headaches later.

The good news? You're not alone in this, and there are people (like us) who know exactly how to help you get your life back on track. Our fire damage restoration team has helped hundreds of families in Round Rock and North Austin navigate this exact situation.

Your Immediate Safety Checklist: Hours 1-6

Let's start with the obvious stuff that might not feel so obvious when you're in shock. The fire department has done their job, but your job as a homeowner is just beginning.

Make Sure Everyone is Actually Safe

Even after the fire department gives the all-clear, don't rush back inside. Seriously. We've responded to too many calls where homeowners thought it was safe to grab a few things and ended up needing medical attention. The structure might be compromised, and there could be hidden hot spots still smoldering.

Secure Your Property

If your home is still standing but damaged, you'll want to prevent further damage from weather or, unfortunately, theft. This is where board-up services become crucial. Broken windows and damaged doors are like open invitations for more problems.

Document Everything: The Boring but Critical Stuff

Here's where we get into the paperwork nobody wants to deal with, but trust us, future you will thank present you for being thorough.

Take Photos and Videos

Before anyone touches anything (including professional restoration teams), document the damage. Your insurance company will want to see everything, and photos are worth way more than a thousand words when it comes to claim settlements. Get wide shots of each room, close-ups of damaged items, and don't forget about things like smoke damage to walls and ceilings.

Contact Your Insurance Company ASAP

Most insurance companies have 24-hour claim reporting. The sooner you call, the sooner the process starts. And here's a pro tip from our experience with insurance claims: keep detailed notes of every conversation, including the person's name and the date.

Understanding what your policy covers is crucial during this stressful time. If you're wondering about coverage specifics, our article on whether home insurance covers fire damage breaks down the key details you need to know.

The National Fire Protection Association recommends having your policy details easily accessible, so if you haven't already, make sure you know your policy number and coverage details.

Ready to Start Your Recovery?

Don't wait for more damage to occur. Our certified team at Texas Certified Restoration is available 24/7 to help secure your property and begin the restoration process. We work directly with your insurance company to make this as smooth as possible.

Call (512) 883-6760 for immediate assistance

Working with Professionals: Hours 12-48

Once you've handled the immediate safety concerns and started the insurance process, it's time to bring in the experts. This is where things start moving toward recovery rather than just crisis management.

Fire Damage Assessment

Professional fire damage assessment

Professional restoration experts use specialized equipment to assess both visible and hidden fire and smoke damage throughout your home.

Professional restoration companies (like us) can assess damage that isn't immediately visible. Smoke damage can affect areas of your home that never even saw flames. We use specialized equipment to detect smoke particles in materials that look perfectly fine to the naked eye.

Dealing with Water Damage from Firefighting

Here's something most people don't expect: the water used to put out the fire often causes as much damage as the fire itself. Fire hoses pump out a lot of water, and it doesn't discriminate about where it goes. You might need water damage restoration services alongside fire damage restoration.

The key here is acting quickly but carefully. Water damage can escalate rapidly if not handled properly, and there are common mistakes that can make things worse. Our guide on what not to do after water damage can help you avoid costly errors during this critical time.

Content Cleaning and Restoration

Fire damage cleanup process

Professional fire damage cleanup involves specialized techniques to remove soot, smoke residue, and restore salvageable items and materials.

Not everything has to be a total loss. Professional content cleaning can often save items that look hopeless. We've restored family photos, important documents, and precious keepsakes that families thought were gone forever.

Your 48-Hour Action Plan

Here's your step-by-step roadmap for the first two days:

Timeframe Action Items
Immediate (0-6 hours)
  • Ensure everyone's safety and medical needs are met
  • Contact fire department if not already done
  • Find temporary shelter for family and pets
  • Contact insurance company to report claim
  • Secure property with board-up services if needed
  • Begin documenting damage with photos/videos
Day 1 (6-24 hours)
  • Meet with insurance adjuster if possible
  • Contact restoration professionals for assessment
  • Notify mortgage company of fire damage
  • Contact utility companies to shut off services if needed
  • Begin inventory of damaged/destroyed items
  • Save all receipts for temporary living expenses
Day 2 (24-48 hours)
  • Work with restoration team to develop recovery plan
  • Start organizing important documents
  • Contact employers, schools, and service providers about your situation
  • Begin researching temporary housing options
  • Follow up with insurance company on claim progress
  • Consider consulting with a public adjuster if needed

For additional resources on fire safety and recovery, the American Red Cross provides excellent guidance for families dealing with home fires.

Planning Your Next Steps

The 48-hour mark is really just the beginning of your recovery journey. Every fire is different, and every family's needs are unique. What matters most is that you're taking care of your family's immediate needs while setting yourself up for a smooth restoration process.

Remember, this isn't something you have to figure out on your own. Professional restoration companies exist because house fires, unfortunately, aren't that uncommon. We've walked this path with hundreds of families in the Greater Austin area, and we know exactly what needs to happen to get you back home safely.

The most important thing? Don't try to rush the process. We know you want your life back to normal as quickly as possible, but cutting corners now can lead to bigger problems later. Proper fire damage restoration takes time, but it's worth doing right the first time.

If you're feeling overwhelmed by the restoration process, you're not alone.

Get Professional Help Now

Frequently Asked Questions

How long does fire damage restoration typically take?
The timeline varies significantly based on the extent of damage, but most residential fire restoration projects take 2-4 months from start to finish. Factors like insurance approval, permit requirements, and the scope of smoke and soot removal all impact the schedule.

Should I stay in my home during fire damage restoration?
In most cases, no. Fire damaged homes often have air quality issues, compromised structural elements, and ongoing restoration work that make them unsafe for occupancy. Your restoration team and insurance company can help arrange temporary housing.

Will my insurance cover all fire damage restoration costs?
Coverage depends on your specific policy and the cause of the fire. Most homeowner's policies cover fire damage, but there may be deductibles and coverage limits. Working with experienced restoration professionals who understand insurance claims can help maximize your coverage.

What's the difference between fire damage and smoke damage restoration?
Fire damage involves areas directly affected by flames, while smoke damage can affect your entire home even in rooms where there was no fire. Smoke particles penetrate porous materials and require specialized cleaning techniques and equipment to remove completely. Both types of damage need professional attention to prevent long-term problems.


Need help with fire damage recovery in Round Rock or the Greater Austin area? Texas Certified Restoration provides 24/7 emergency fire damage restoration services. Our certified professionals have over 10 years of combined experience helping families recover from disasters. Contact us today at (512) 883-6760, or learn more about our comprehensive Round Rock fire damage restoration services.

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